Urban Natural Financing Partners

Choose either Affirm or Synchrony financing at checkout to purchase the items you want now and pay later. Selecting Affirm or Synchrony at checkout allows you to prequalify without impacting your credit score. Up to 24-month deferred interest financing is available with Synchrony for larger purchases for qualified customers.

Learn More About Financing Options

Make easy monthly payments over a 3, 6, or 12-month period Make easy monthly payments over a 6, 12, 18, or 24-month period
Your rate will be 0% APR or 10-36% APR based on credit, subject to an eligibility check Qualifying applicants will not be required to pay interest if it is paid off within the promotional period
Your rate will be 10-30% APR based on credit and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: http://affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.”

See www.affirm.com/faqs for details.
Purchase Urban Natural furniture instantly and pay later in equal, predictable installments over time—a quick application process with an instant decision. No initial payment is required at purchase. No further obligations once fully paid—no undisclosed fees.

See www.synchrony.com/financing/paylater for details


Make easy monthly payments over a 3, 6, or 12-month period

Your rate will be 0% APR or 10-36% APR based on credit, subject to an eligibility check

Your rate will be 10-30% APR based on credit and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: http://affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.”

See www.affirm.com/faqs for details.


Make easy monthly payments over a 6, 12, 18, or 24-month period

Qualifying applicants will not be required to pay interest if it is paid off within the promotional period

Purchase Urban Natural furniture instantly and pay later in equal, predictable installments over time—a quick application process with an instant decision. No initial payment is required at purchase. No further obligations once fully paid—no undisclosed fees.

See www.synchrony.com/financing/paylater for details

No Hidden Fees

Know upfront what you'll owe, with no hidden costs and no surprises

Quick & Easy

Enter a few pieces of information for a real-time decision

Start Your Purchase

View monthly installment options for furniture for all rooms